Check Insurance Number

LONDON,UNITED KINGDOM - MARCH 14: A close up of a National Insurance card on March 14,2017 in London,England. (Photo by Peter Dazeley/Getty Images)

In the United Kingdom, those who are building for their state entitlement and are paying for National Insurance may need to check insurance number of their account. Each has their own personal account number. This number is used so that your contributions are properly recorded. This number also serves as your reference for your tax payments to the state. Additionally, for the entire social security system, the National Insurance number will be used as your reference.

What is a National Insurance Number?

Every National Insurance number is unique from each other. Whether a person goes out of the country, marries, changes his marital status, changes his working status, changes his name, his insurance number remains the same. The insurance number consists of first two letters, followed by six random numbers and ends with one letter. While some have their own identification card showing their own number, others do not have and this is acceptable as long as the number exist online through the database of National Insurance. For those who do not have any National Insurance number, they may apply for one at the Job centre Plus, by calling 0845 600 0643. Make sure to bring as many identity documents as possible during your appointment for evidence of identity interview. When they have established your identity, they will already issue you with your own National Insurance Number.

Who will check insurance number and where is it used?

There are several agencies that need your insurance number. The HMRC, or HM Revenue and Customs, the Department for Work and Pensions, the local council, the Student Loan Company and of course your employer will need your National Insurance Number. The Department of Work and Pensions, which includes Job Centre Plus, is the one responsible for your state benefits, and when you file for claim, they are the agency you need to visit. The local council will check insurance number if you are applying for a claim for housing benefit.

If you lost your insurance card or cannot remember your National Insurance number, what will you do?

The first thing you need to do if you cannot remember your insurance number or have lost your insurance number card is to look for your other official documents. Most of them show your National Insurance number and you can keep it for further reference. Documents that are sure to display your insurance number are your P60, your pay slip, the copy of your Annual Self-Assessment tax return and your other official correspondence. If you still cannot find them, HMRC is available to confirm your number. All you have to do is complete the form CA 5403 and returning it back to HMRC, or you may contact their hotline, the National Insurance Registration Helpline. They cannot, however, confirm your number over the phone, but they will be writing to you instead to give you your own National Insurance number. The number cards of National Insurance may not be applicable anymore, so there is no replacement for this card already. No matter how, it is important to regularly check insurance number for your security.

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